Questions and Answers

Question: Does damage that is lower than the deductible justify contacting the insurance company and activating a policy?

The tenant consultant requires us, the contracting company, to have product liability and professional liability insurance. What costs are involved and maybe it's worth just switching consultants?

I received Form 4 for my project. Do I need to continue the contractor's insurance?

What happens when the independent safety officer requests to be included in the contractor's policy? Is this possible and what is the appropriate solution? Read here

We are carrying out a residential project in the center of the country. One of the buyers wants to visit the construction site with her two children, ages 10 and 13, and is also willing to extend the insurance for their visit. How should we do this?

In order to begin work on a new project, we are first required to excavate and remove a hill of sand (approximately 35,000 cubic meters per 00). At this stage, we would like to purchase insurance for the excavation work only. How do we do this?

Tenants contracted with a developer to carry out a TAMA 38 project, and in accordance with the commitment in the agreement between them, he was required to purchase contractor work insurance (which also protected the apartment owners, of course).

The shortage of workers due to the security situation has meant that the site has been down for two months. Can the insurance be frozen?

The insurance companies asked us to present them with proven confirmation regarding the contractor's claims experience, and when we submitted the documents, we were met with a blanket refusal from all the insurance companies.

What is the meaning of a documentation report of adjacent buildings in contractor work insurance and why is the insurance company's surveyor's report not sufficient for the neighboring buildings?

The war once again sharpened the non-existent gaps in Israel between the home front and the frontline, and in the following short article we will attempt to outline the important connection between urban renewal, military units, and national security.

In a state of war as declared, when the sites are shut down, what is the rule regarding the contractor policies?

A commercial building is in the partial delivery stages. While the first floor has already been completed and occupied, the rest of the building is undergoing completion work and repairs that are taking time, partly because the client has not yet moved forward (he is still deciding whether and what to occupy).

האם יש כיסוי ביטוחי לשלט לוגו של יזם/קבלן על בניין ומהי הפוליסה המתאימה לכך?

האם מספר שנים לאחר מסירת הפרויקט יכול להיות כיסוי ביטוחי אם מופיעה חלודה בקירות הפנים בזמן ביצוע טיוח (לפי הוראות היצרן)?

אנחנו מתכננים לערוך שיפוץ נרחב בדירה יד שנייה שקנינו. מהם הביטוחים שעלינו לרכוש לטובת הפרויקט ומי עושה אותם (אנחנו או קבלן השיפוצים)?

We own an apartment in Holon that is located in a building where work is being carried out according to TAMA 38. According to the tenants' contract, the developer was also supposed to take out building and third-party insurance.

"איציק שלום רב, רציתי לברר כמה סוגיות לגבי הפרק של חבות מעבידים בפוליסה הקבלנית:

• האם הוא חל על עובדים זרים, עובדים מהשטחים או פליטים עם אשרת שהייה זמנית שמתחדשת אחת לכמה חודשים?

• האם הביטוח מכסה במקרה של מוות?

• האם עליי לעדכן אתכם, כסוכנות הביטוח שלנו, על כל עובד חדש?"

There is a foreman who left a very positive impression on us and we want to employ him with us....

אנחנו מעוניינים לשכור את שירותיו של קבלן לפינוי אסבסט אך כשפנינו לקבלני אסבסט מצאנו בפוליסה שלהם החרגה לכל מה שנוגע לאסבסט. כאשר ביקשנו לברר זאת מול אחד הקבלנים, הוא טען שכל חברות הביטוח, ללא יוצא מהכלל, מחריגות את הנושא בביטוח העבודות הקבלניות

האם ביטוח עבודות קבלניות מספק הגנה מהיום הראשון שבו מבוצעות העבודות, ואף אם הן החלו טרם קבלת היתר הבניה...

An attorney representing an insurance agent contacted us after encountering a refusal by an insurance company to cancel a contractor's insurance policy. Is the insurance company entitled to refuse to cancel?...

The contractor has informed me that due to project execution and scheduling constraints, he intends to remove the sealants during the winter....

We saw that the policy was expanded in relation to the project... However, as you can see, the insurer deleted the coverage for property and casualty insurance....