Question and Answer – Children on a construction site?
Apr 19, 2024
Question:
We are carrying out a residential project in the center of the country. One of the buyers wants to visit the construction site with her two children, ages 10 and 13, and is also willing to extend the insurance for their visit. How should we do this?
Answer:
The answer is unequivocal DONT! A construction site is no place for children.
To illustrate, the law prohibits the employment of youth (under the age of 18) on a construction site in Israel.
Therefore, beyond the fact that it is a danger to life, the entry of children into a construction site with consent, for any reason, is not consistent with the intention of the legislature and safety enforcement authorities, and in certain situations may even cause a problem with the insurance company, as it is not consistent with the duty of care that applies to the insured.
The contractor's insurance policy may not provide protection for an injury to a child (who should not be there), especially in light of the high contributory fault of the insured who allowed it.
It is also likely that no insurance company will agree to extend the policy in the interest of the matter, even for a fee.
Answer:
The answer is unequivocal DONT!
To illustrate, the law prohibits the employment of youth (under the age of 18) on a construction site in Israel.
Therefore, beyond the fact that it is a danger to life, the entry of children into a construction site with consent, for any reason, is not consistent with the intention of the legislature and safety enforcement authorities, and in certain situations may even cause a problem with the insurance company, as it is not consistent with the duty of care that applies to the insured.
The contractor's insurance policy may not provide protection for an injury to a child (who should not be there), especially in light of the high contributory fault of the insured who allowed it.
It is also likely that no insurance company will agree to extend the policy in the interest of the matter, even for a fee.
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