It's amazing how quickly accident investigation experts arrive at the construction site following a serious or fatal accident: from the Ministry of Labor, the police, the National Insurance Institute, the various insurance companies involved in the project, lawyers and others.
Some come to identify the cause of the accident, some come to trace the causes of the accident and learn how to fix it in the future, and there are those who come to 'find the culprits.' If we are notified in time, we also sometimes arrive at the site where one of our clients has had a serious accident. The difference is that we, compared to most others, are the only ones who come to assist you. Before we address the subject, we include a brief and comprehensive overview of the subject of accident investigation in the construction industry that is important for every entrepreneur or contractor involved in the construction industry to read and internalize.
Accident Investigation: The Texture of Problematic Relationships at a Construction Site That Becomes an Investigation Scene
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Behavioral Characteristics During a Construction Site Accident Event
As a rule, it's always better to do everything to prevent accidents, for example through: training and instruction for construction workers, safety and security measures, personal protective equipment, adherence to safety rules, safety measures and equipment, proper work equipment, adherence to proper infrastructure (for cranes, for example), and any other means that can help prevent accidents.
It should be noted that every year in the construction industry, thousands of accidents occur causing approximately 6,000 bodily injuries, of which approximately 50 are fatalities. (See chapter Dealing with Serious Accidents...).
Let's imagine an accident scenario, which always comes surprisingly sudden and abrupt, disrupting everything suddenly:
Some workers fear that blame will be placed on their shoulders
Some fear the criminal aspect (an issue that has been gaining momentum in recent years)
Company management or the developer fears the criminal aspect and reputational damage
Work stops due to a work cessation order
Damages such as loss of working days or failure to meet planned deadlines - add pressure and burden on the planned budget, due to additional overheads higher than those planned
Fines imposed on contractors as part of punitive measures for safety failures at the site.
Within minutes, a construction site becomes a scene where everyone - workers, work managers, developers, contractors, subcontractors, investigators - become suspicious of each other, guard what they say, and exercise extreme caution lest blame roll to their doorstep. In most cases, each of the actors mentioned above has interests that conflict with others.
This is the reason you must manage the crisis in the most professional and considered manner while paying heightened and focused attention to the criminal, economic, commercial, and reputational aspects.
It's very important that you know that a conflict of interest may arise between you and other parties involved in the project, some of whom worked with you in full cooperation until the moment of the accident.
So what is right for you to do when an accident occurs? Since you're trying to function and manage the event, while foreign forces are being applied to you and those around you - most of which are often contradictory to each other - you inevitably find yourself in a stressful situation.
See in detail in the chapter Dealing with Serious Accidents:
In order to simplify matters, which are complicated anyway, and help you as much as
possible, we recommend the following:
Never deal with a serious accident alone!
It is of utmost importance that handling a serious accident, from the moment it occurs, be performed by professionals who know this complex and delicate interaction thoroughly from the aspects: criminal, economic, tort, insurance, and so on.
Contact us immediately!!!
In case of a serious accident, you must notify our office immediately, at any hour, and if there's no answer, you can call directly: Itzik Simon – 050-5299480
During more than 35 years of our specialization in project insurance in the construction industry, we have seen, heard, treated, and experienced countless accidents and insurance events of all types, severity levels, and damage intensity. Every accident ultimately brings us into a process of comprehensive conclusion-drawing, and based on it, continuous improvement and sharpening of insurance coverage requirements for our clients are carried out.
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