Itzik Simon - A contractors insurance agency that offers you a combination of comprehensive coverage with an affordable price. It's insurance!
Contractors insurance is an all-risks insurance policy for contractors that provides coverage and protection against damage to property, third parties, and employer liability.
The policy provides you, the contractor/developer/client, as well as the subcontractors acting on your behalf, with protection against the risks to which you are exposed during or during the execution of the work, both from damage to the structure being constructed and from a claim by an employee or third party who is injured in person or on their property.
In any type of contractor insurance or
Contractors insurance for a construction project entails countless risk management challenges at the contractual level, at the safety level (prevention), and in the insurance platform.
What is needed here is a contractors insurance policy that is no less than the sum of its parts. Often the success of the project at the time of delivery (and beyond) is a direct function of meticulous and accurate contractors project insurance.
Contractors insurance is our specialty at the Itzik Simon Insurance Agency. A home for your project based on over 35 years of experience in construction insurance (during which we have accompanied thousands of projects of all sizes) and a team headed by insurance agents who speak engineering at a native level.
Contractors insurance
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Contractors Insurance Policy - What is important to know?
As a contractor, you are often subject to a complex system of business pressures: low profit margins, complex calculations and errors in execution costs and inputs, meeting deadlines, a shortage of skilled labor, close and strict supervision by the client, and alongside all of this: enormous financial risks against the backdrop of a set of 'lump sum' contracts that characterize most engagements with an execution contractor or a contract contractor, contracts in which any mistake could lead to economic collapse. On the bustling and dynamic construction site, you also have tort and criminal liability and risks of an accident, damage or injury
Each project has its own uniqueness and complexity
How can we help you?
We pride ourselves on our ability to analyze all the professional aspects that emerge from the insurance company's survey, and conduct effective negotiations on behalf of the insured at this point in time
Our advantages as an insurance agency providing contractors insurance
✔ An insurance company that provides contractors' insurance also has its own requirements, and this is where experience has taught us to formulate
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Another significant
One of the contractor's most important defenses is the existence of a proper system, centered, of course, on a contractor's work insurance policy. The Itzik Simon Insurance Agency is at your side with a wealth of experience gained with thousands of projects, thousands of construction contractors and developers, and for over 35 years. The extensive knowledge we have accumulated is at your disposal to provide optimal coverage for protection against potential risks and damages.
One of our most significant advantages (alongside our multidisciplinary experience and knowledge) is that at the Itzik Simon Insurance Agency you will also receive the support of a dedicated engineering department headed by civil engineer Omri Nissany, who is also an insurance agent.
The agency's engineering department enables the finding of practical and unique solutions in accordance with the various construction methods in Israel and by virtue of familiarity (real and on-the-ground) with the range of risks involved. Thus, as insurance companies pile up difficulties in issuing a policy or in the framework of procedures for an insurance event, the engineering knowledge in our agency is an extremely important tool in the hands of the client. Whether in adjustments to the construction method in order to obtain an optimal policy or in analyzing the insurance event (also) through engineering lenses.
Contractors and developers who work with us benefit from an insurance agency that speaks their language, knows how to make insurance accessible to the policy, and fully understands their risks and concerns.
Of course, these things connect to our main advantage, which is that we deal almost exclusively with construction insurance, product liability, and professional liability for contractors and developers.
The agency's team consists of experienced and highly skilled insurance agents, lawyers, a structural engineer (as mentioned), and more. We are well-versed in the construction processes in Israel, read technical specifications on a daily basis, and have logged countless hours on construction sites all over the country. Both small and large.
ראו גם מאמרים אלו:
ביטוח עבודות קבלניות קטנות כחלק ממערך כיסוי ביטוחי נחוץ לקבלן וחברת בניה.
מומלץ לקרוא את המאמר בנושא הרשעת קבלן בעבירות בטיחות.
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ביטוח אחריות מקצועית
הכיסוי הביטוחי בפוליסת האחריות המקצועית לקבלנים איננו פשוט להבנה ואף בעייתי. אילו ניתן היה לרכוש באמת כיסוי מלא לאחריותו המקצועית של הקבלן אזי שורה ארוכה של סיכונים בביצוע הפרויקט היו יכולים להיות מכוסים - וזה איננו המצב. מצד שני כמעט כל קבלן חוזי נדרש כיום ע"י המזמינים להציג אישור ביטוח הכולל גם כיסוי אחריות מקצועית. הביטוח אפקטיבי לדוגמא במקרה של שריפה באתר הבנייה הגורמת לעיכובים במסירות.
ביטוח חבות המוצר
סיימת פרוייקט בנייה. מסרת מפתח... אבל האחריות שלך נמשכת. ביטוח חבות המוצר בא להעניק לך כיסוי ביטוחי מפני נזקים לגוף או רכוש של צד שלישי כתוצאה מליקויי בנייה. בעוד מרבית פוליסות ביטוחי הקבלנים נועדו לתקופה בה הפרויקט בביצוע, כאן מדובר על הגנה ארוכת טווח בגין אחריותך לפרויקט לאחר סיומו (במקרים מסוימים כגון קונסטרוקציה - עד 20 שנה). כדי שתוכל...
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