The best insurance policy is preventing a blow before it strikes. Itzik Simon Insurance Agency places great emphasis on raising awareness about safety at construction sites in Israel, both out of a desire to protect our clients and from a social perspective. Our agency emphasizes safety at construction sites from the moment signs are erected on the site until periods of inspection, responsibility and product liability, even decades ahead.

Workplace accident rates in Israel's construction industry are 2.5 times higher than the European Union average, and every month an average of 3 construction workers are killed at sites in the country (let that sink in). This is, of course, alongside a very large number of injured people of various degrees, together with unreported incidents that get pushed between the lines of statistics.

Beyond the loss of human life, failure to maintain safety at construction sites causes significant economic damage, including treatment costs, rehabilitation, decreased productivity and lawsuits. Similarly, claims and sanctions related to construction site safety issues damage the company's reputation and good name. If we use a term from the financial world, there could be damage to the insured's "obligation" rates vis-à-vis insurance companies (nowadays this is no trivial matter).

Articles and Market Education: The agents and teams at Itzik Simon Insurance Agency regularly provide guidance to contractors and developers on construction site safety issues. We publish articles and professional content on the subject, including aspects such as working at height safety, proper use of safety equipment, fire safety, safety in extensive renovation projects, insisting on the importance of conducting safety training for workers, and more. These matters concern direct employees of the insured, employees of subcontractors (and the subcontractors themselves), as well as passersby, citizens, visitors, etc.

Safety on construction sites

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Construction site accidents

Too many accidents on construction sites make headlines: a worker who fell from a great height, a crane that collapsed, and many other examples that sum up to the following figure: over 50% of fatal work accidents occur on construction sites. The picture is also presented to insurance companies, hence the great caution they show when issuing you a contractor insurance policy, developer insurance, or any other policy in the construction and real estate development industry. This is where we come into action...

The chain of responsibility for safety

The safety responsibility chain essentially answers the question: Who is responsible here? This is one of the central questions in insurance event audits and the reason is clear: on a construction site, professionals, employees, contractors, suppliers, consultants, etc. work together. This is a situation that requires the concentration of responsibility for the various safety aspects in the hands of one party who will be the sole addressee and the main person responsible for all safety issues on the site. In order to clarify the issue, we have compiled the regulations for you...

Accident investigation

It's amazing how quickly the "experts" arrive at the construction site after accidents: from the Ministry of Labor, insurance companies, the police, lawyers and other interested parties. Some come to identify the cause of the accident and learn how to fix it, and there are those who come to 'find the culprits'. We also arrive at the site where a serious accident occurred, the difference is that we (unlike some of the others) arrive to assist you. Here is a brief and important overview...