Contractor insurance and contractor work insurance policies are among the most complex and intricate to establish. This is a known fact to any contractor or developer - and to us, who work in this profession.
Often we ensure extensions and cancellation or modification of exclusions for coverage that appear to the client as unnecessary, but then stories from the field emerge that demonstrate to us how important it is to remember the rule: expect the unexpected.
Strange or not, but the frequency of cases where Murphy's Laws, which state that "anything that can go wrong will go wrong and at the worst possible timing" - operate and prove themselves in the construction industry as a serial problem.
Examples of this are the collection of field stories presented here, and more will be added in the future. Real examples of insurance stories, malfunctions, accidents, management lapses and safety violations, and corner-cutting that led to insurance events at various construction sites are presented here.
Who is wise? One who learns from the experience of others.
Before you is a selection of "fascinating stories from the field"
Murphy's Laws in the Construction Industry Stories from the Field
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Murphy's Law: About the balcony railing that fell out of place and the contractor who almost lost everything
Sep 18, 2024
The contractor debated whether to extend the policy and a few days later learned "firsthand" how important it is not to give up on continuity of insurance in professional liability insurance .
