חבות מעבידים במסגרת ביטוח עבודות קבלניות

On the first level, by managing the legal process while attempting to fend it off both in terms of recognition of liability and in terms of the rate of compensation. On the second level, and to the extent that the claim is accepted, whether in the courts or in a settlement, the contractor's policy will provide the financial coverage.

Furthermore, you must fill out Form 648 (Prime Contractor's Notice of Hiring a Subcontractor) - click here for more details.

Please note that in every employment contract, National Insurance contributions must be paid (even if the employee is "illegal"). Only a regular payment to National Insurance will cover the employee for issues such as survivors' pensions, disability pensions, and the like.

A civil claim that can be filed against the employer will not include benefits paid by the National Insurance Institute, but only claims beyond what the National Insurance Institute pays. For example, a 25% difference in the maximum disability benefit that the National Insurance Institute pays (up to 75%) or compensation for heads of damage for which the National Insurance Institute is not responsible, such as "loss of enjoyment", "pain and suffering", "disability", and the like.

Regarding the number of employees: Contractor work insurance is not limited to the number of employees (unlike, for example, office or business insurance, which requires updating the number of employees and/or the annual salary, based on the policy basis).

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